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SAFE Act and would bring no benefit, because financial advisors are already licensed and required to pass tests that are directly relevant to their work.
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Under the SAFE Act, individuals acting as loan originators must meet its licensing and registration requirements, even if they are also subject to other laws, such as state or local laws regulating personal property finance transactions.
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HUD has no authority to establish a de minimis exemption for individuals who are engaged in the business of a loan originator.
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Does not include information on applications not yet approved by a state. Generally, only income that is reported on your tax return can be considered when inquirying about a mortgage. Consumer Loan and Mortgage Broker Practices Acts. Commercial sales and renting, leasing, managing, or appraising residential or commercial property are not Residential Sales.
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